There are many ways to interact with your cryptos in Spot. You can purchase crypto instantly with a credit card or even Apple Pay, sell crypto to your bank account, as well as send & receive crypto from anywhere in the world. In order to use those services, you need in some cases to pay fees to a cryptocurrency network, us or our partners.


Explanation of the different types of fees

  • Processing fees are paid to one of the partners we are working with (for features like buying crypto with credit card for example).

  • Spot fees denote any fee that Spot collects.

  • Network fees (also called "Miner fees") are paid to a cryptocurrency network (such as Bitcoin or Ethereum). Those fees are mandatory fees to process transactions or other crypto interactions and are never paid to Spot. Those fees depend on the current state of the network.


Fees and limits per transaction type

📥 Receive crypto

Processing fees

No

Network fees

No

Spot fees

No

Minimum

No limit

Maximum

No limit

📤 Send crypto

Processing fees

No

Network fees

Yes

Spot fees

No

Minimum

No limit

Maximum

No limit

💳 Buy crypto with credit or debit card

MoonPay

Processing fees

3.25% ($3.99* minimum)

(*) respectively €3.99, £3.99 for purchases initiated in euro or pound sterling.

Network fees

Yes

Spot fees

3%

Minimum

$20

Maximum

🇺🇸 United-States

Up to $5,000 per day ($2,000 with Apple Pay)

Up to $50,000 per month ($10,000 with Apple Pay)
For non-US residents

Up to €10,000 per day (€2,000 with Apple Pay)

Up to €50,000 per month (€10,000 with Apple Pay)

Simplex

Processing fees

5% ($10 minimum)

Network fees

No

Spot fees

3%

Minimum

$20

Maximum

$20,000 per purchase
$50,000 per day

$200,000 per month

Wyre

Processing fees

Apple Pay 1%

Credit or debit card $0.30 + 3.9%

Network fees

Yes

Spot fees

3%

Minimum

$10

Maximum

🇺🇸 United-States

$500 per week

$2,000 per month

$5,000 per year

For non-US residents

$1,000 per week

$4,000 per month

$7,500 per year

💰 Sell crypto to bank account

Wyre

Processing fees

0.75% ($1 minimum)

Network fees

Yes

Spot fees

2%

Minimum

$8

Maximum

$50,000 per day

Bity

Processing fees

0.7%

Network fees

Yes

Spot fees

2%

Minimum

0.0002 BTC

Maximum

€920* per day

(*) Estimate from 12/30/20 of 1,000 CHF. Use the current rate to get the limit.

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